Conventional Loan

Are you searching for the perfect home? Our Conventional Loan Program is a great program for home buyers looking to get into their dream homes with as low as a 620-credit score requirement. With up to 97% loan-to-value, this program allows you to put a minimum down payment of only 3%!

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3
%

Down payment

6.375
%

Interest rate

620
Min

Credit score

14
days

To close

Conventional Loan Purchase and Refinance

A conventional loan offers lower-interest rates and terms and can be a great choice for homebuyers who have good credit, low debt, and steady income. If you are unable to make a large payment upfront, our conventional loan is available with a down payment as low as 3%.  We offer fully amortized 30-year fixed rates as low as 6.5%. Our loan amounts begin at $75,000 and we can lend up to $3 million.

Program highlights:

620 minimum credit score

Up to 97% loan-to-value

Rate starts at 6.375%

Purchase, refinance, or cash-out options available

Loan terms 30 years fixed/fully amortized

Loan amounts from $75k-3mm

DTI less than 45%

3% down payment

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We enjoy working

Why people choose us

No Experience required

You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 660.

Fast 15-day closing times

Get underwriter approval in 48 hours and your deal funded in 14-21 days.

Interest rates for long-term rentals starting as low as 7.49%

Fixed Rates mean you’ll have more predictability when it comes to your profit.

80% LTV on Fix & Flips

We offer some of the highest loan to values in the industry. We’ll even fund 100% of your rehab costs!

Recently Funded Deals

Closings within 14-21 business days. Don't waste another day. Call a loan guy now!

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Funded
15 Kensington Ave., Trenton, NJ 08618
Trenton, NJ 08618
Purchase Price:
$290,000
Loan Funded:
$217,500
Time to Close:
21 Days
Funded
11500 Canyonlands Rd., Albuquerque, NM 87123
Albuquerque, NM 87123
Purchase Price:
$305,000
Loan Funded:
$228,000
Time to Close:
19 Days
Funded
14861 SW 160th St., Miami, FL 33187
Miami, FL 22187
Purchase Price:
$590,000
Loan Funded:
$442,500
Time to Close:
15 Days
Funded
14851 SW 160th St., Miami FL 33187
Miami, Florida 33187
Purchase Price:
$825,000
Loan Funded:
$618,000
Time to Close:
18 Days
Funded
23789 Main St., Fairhope, AL 36532
Fairhope, AL 36532
Purchase Price:
$1,400,000
Loan Funded:
$910,000
Time to Close:
16 Days
Funded
13041 Tapawingo Pl, Saint Louis, MO 63127
Saint Louis, MO 63127
Purchase Price:
$1,425,000
Loan Funded:
$1,068,750
Time to Close:
12 Days
Funded
3777 Julia Loop, Eugene, OR 97404
Eugene, OR 97404
Purchase Price:
$560,000
Loan Funded:
$420,000
Time to Close:
10 Days
Funded
15820 Darlington Ct, Edmund, OK 73013
Edmund, OK 73013
Purchase Price:
$370,000
Loan Funded:
$277,500
Time to Close:
7 Days
Funded
635 Fountainhead Dr, Naples, FL 34103
Naples, FL 34103
Purchase Price:
$2,560,000
Loan Funded:
$2,048,000
Time to Close:
14 Days
Funded
141 Jeremy Point Pl, Mooresville, NC 28117
Mooresville, NC 28117
Purchase Price:
$2,000,000
Loan Funded:
$1,500,000
Time to Close:
8 Days
Funded
859 N West Knoll Dr, West Hollywood, CA 90069
West Hollywood, CA 90069
Purchase Price:
$1,800,000
Loan Funded:
$1,260,000
Time to Close:
14 Days
Funded
365 96th Street, Stone Harbor, NJ 08247
Stone Harbor, NJ 08247
Purchase Price:
$3,720,000
Loan Funded:
$1,863,000
Time to Close:
14 Days
Funded
3905 Scenic Drive, Muskegon, MI 49445
Muskegon, MI 49445
Purchase Price:
$930,000
Loan Funded:
$666,174
Time to Close:
10 Days
Funded
808 Gathering Ct, Brentwood, CA 94513
Brentwood, CA 94513
Purchase Price:
$775,000
Loan Funded:
$581,250
Time to Close:
12 Days
Funded
13621 Starwreath Dr, Pearland, TX 77584
Pearland, TX 77584
Purchase Price:
$580,000
Loan Funded:
$464,000
Time to Close:
13 days
Funded
2551 Sullivant Ave, #3, Columbus, OH 43204
Columbus, OH 43204
Purchase Price:
$201,277
Loan Funded:
$160,000
Time to Close:
14 days
Funded
2340 Peppertree Ln, Riverside, CA 92506
Riverside, CA 92506
Purchase Price:
$815,000
Loan Funded:
$611,250
Time to Close:
14 days
Funded
1256 Holly Cove Dr. Jupiter, FL 33458
Jupiter, FL 33458
Purchase Price:
$1,550,000
Loan Funded:
$1,087,500
Time to Close:
10 days