Are you searching for the perfect home? Our Conventional Loan Program is a great program for home buyers looking to get into their dream homes with as low as a 620-credit score requirement. With up to 97% loan-to-value, this program allows you to put a minimum down payment of only 3%!
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A conventional loan offers lower-interest rates and terms and can be a great choice for homebuyers who have good credit, low debt, and steady income. If you are unable to make a large payment upfront, our conventional loan is available with a down payment as low as 3%. We offer fully amortized 30-year fixed rates as low as 6.5%. Our loan amounts begin at $75,000 and we can lend up to $3 million.
620 minimum credit score
Up to 97% loan-to-value
Rate starts at 6.375%
Purchase, refinance, or cash-out options available
Loan terms 30 years fixed/fully amortized
Loan amounts from $75k-3mm
DTI less than 45%
3% down payment
You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 660.
Get underwriter approval in 48 hours and your deal funded in 14-21 days.
Fixed Rates mean you’ll have more predictability when it comes to your profit.
We offer some of the highest loan to values in the industry. We’ll even fund 100% of your rehab costs!
Closings within 14-21 business days. Don't waste another day. Call a loan guy now!
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