Are you in the market to buy your future home and are having a hard time getting approved? Our FHA VOE Loan Program is a great alternative for home buyers looking to get into their perfect home with as low as a 620-credit score requirement. With up to 96.5% loan-to-value, this program allows you to only put 3.5% down!Apply Now
This is a type of program where the employment verification is handled directly with your employer. Since we do not look at W2's, tax returns or paystubs, the only requirement is that your employer verifies your work of employment! All you need is a credit score of at least 620, a down payment of just 3.5% and a VOE formed filled out by your employer. This program makes lending a possibility for those who have been rejected by outrageous strict loan requirements.
620 minimum credit score
Up to 96.5% loan-to-value
Rate starts at 6.5%
Purchase, refinance, or cash-out options available
No 1040, W-2, paystubs, or 4506c
Employer must be verifiable
Must be at the same job for 2 years
DTI less than 55%
You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 660.
Get underwriter approval in 48 hours and your deal funded in 14-21 days.
Fixed Rates mean you’ll have more predictability when it comes to your profit.
We offer some of the highest loan to values in the industry. We’ll even fund 100% of your rehab costs!
Closings within 14-21 business days. Don't waste another day. Call a loan guy now!Apply Now