$1000 Offer Disclaimer

Before participating in our mortgage loan marketing campaign, please carefully review the following terms and conditions:

1. **$1,000 Guarantee**: We are delighted to offer a $1,000 payment if your mortgage loan doesn't close. However, this guarantee is subject to specific terms and conditions, as outlined below.

2. **Underwriting Approval Requirement**: To be eligible for the $1,000 guarantee, your mortgage loan application must receive approval from our underwriting process. If your application is not approved by our underwriting team, the guarantee does not apply.

3. **Document Submission Deadline**: To qualify for the $1,000 guarantee, you must provide all the necessary initial documents required for the underwriting process within 14 days of submitting your loan application. Failure to meet this deadline may result in the forfeiture of the guarantee.

4. **Appraisal Results**: The appraisal of your property will be conducted by a third-party appraisal company, and we have no control over the appraisal results. Consequently, we cannot be held responsible for the outcome of the appraisal, regardless of its impact on your loan approval.

5. **Title and Background Issues**: Any title and background issues that extend the loan timeline by more than 15 days will result in the forfeiture of the $1,000 guarantee. This forfeiture applies if the loan closure is delayed due to unforeseen title or background complications beyond the initial 15-day window.

6. **Terms and Conditions**: This guarantee is subject to additional terms and conditions that will be provided during the loan application process. We encourage you to carefully review these terms and conditions to gain a comprehensive understanding of the eligibility criteria and the extent of our guarantee.

7. **Limited Time Offer**: This marketing campaign is available for a limited time only and may be subject to modification or termination without prior notice. The guarantee applies exclusively to loans closed during the campaign period.

8. **Contact Information**: If you have any questions or concerns regarding this guarantee, please do not hesitate to reach out to our customer service team, who will gladly offer further information.By participating in this marketing campaign, you acknowledge that you have read and understood this disclaimer and agree to its terms and conditions. The $1,000 guarantee is designed to provide you with added assurance during the mortgage application process, but it is subject to the stipulated conditions.