Debt Service Coverage Ratio (DSCR) loans are real estate financing solutions designed for investors whose property’s income — not personal income — determines their ability to qualify. This makes DSCR loans ideal for real estate investors, self-employed borrowers, and professionals with strong asset portfolios but limited W-2 income.
Learn More
Bank Statement loans are alternative mortgage solutions designed for self-employed borrowers, and business owners whose tax returns don’t accurately reflect their true income. Instead of relying on W-2s or tax returns, these loans use personal or business bank statements to determine qualifying income.
Learn More
Fix & Flip loans are short-term real estate financing solutions designed for investors who buy properties, renovate them, and sell for a profit. These loans focus on the value of the deal and the property itself, not your personal income — making them ideal for experienced and first-time investors alike.
Learn More
Alternative Income loans are flexible mortgage solutions designed for borrowers whose income doesn’t fit traditional lending guidelines. Instead of relying solely on W-2s or tax returns, these programs use non-traditional methods to verify income, making them ideal for self-employed borrowers, investors, entrepreneurs, and high-net-worth individuals.
Learn More
Short-Term Rental (STR) loans are specialized financing options designed for investors who earn income from properties listed on platforms like Airbnb or other vacation rental channels. Unlike traditional mortgages that rely on long-term lease income or personal earnings, STR loans focus on the property’s short-term rental performance and projected cash flow.
Learn MoreClosings within 15 business days. Don't waste another day. Call a loan guy now!
Apply Now
