Bank Statement Loan

Our Bank Statement Mortgage Program is the perfect solution for self-employed borrowers who need assistance with showing income from their business. Self-employed borrowers usually represent an underserved market in the mortgage industry. Our Bank Statement Program is a good alternative for credit-worthy self-employed borrowers who would not qualify in the traditional way.

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6.99
%

Interest rate

10
%

Down payment

21
days

To close

620

Min credit score

Bank Statement Loan Purchase and Refinance

We offer fully amortized 30-year fixed rates at 6.625%. Our loan amounts begin at $75,000. We can lend up to $3 million. Our FICO score requirements begin at 620 minimum. We offer as high as 90% financing with only 10% down payment. We can fund your loan in 3 weeks or less. We fund single-family residences and 2 to 4 units. We can pre-approve borrowers in less than 10 minutes. Our pre-approval letters provide our clients the opportunity to submit offers on homes so they can secure their prospective homes with listing agents and sellers. We coordinate with all parties of the transaction (escrow, title, listing agent, seller, insurance, etc.) to ensure a smooth and effortless closing process. Our team is dedicated to closing your loan on time.

Program highlights:

12 or 24 month bank statement options

10% down payment

Rates as low as 6.99%

30 year-fixed rate fully amortized loan.

DTI less than 50%

Up to 90% loan-to-value

Purchase, refinance, or cash-out options available

Loan amounts from $75k-3mm

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We enjoy working

Why people choose us

No Experience required

You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 640.

Fast 15-day closing times

Get underwriter approval in 48 hours and your deal funded in 14-21 days.

Interest rates for long-term rentals starting as low as 7.125%

Fixed Rates mean you’ll have more predictability when it comes to your profit.

90% LTV on Fix & Flips

We offer some of the highest loan to values in the industry. We’ll even fund 90% of your rehab costs!

Recently Funded Deals

Closings within 14-21 business days. Don't waste another day. Call a loan guy now!

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Funded
15 Kensington Ave., Trenton, NJ 08618
Trenton, NJ 08618
Purchase Price:
$290,000
Loan Funded:
$217,500
Time to Close:
21 Days
Funded
11500 Canyonlands Rd., Albuquerque, NM 87123
Albuquerque, NM 87123
Purchase Price:
$305,000
Loan Funded:
$228,000
Time to Close:
19 Days
Funded
14861 SW 160th St., Miami, FL 33187
Miami, FL 22187
Purchase Price:
$590,000
Loan Funded:
$442,500
Time to Close:
15 Days
Funded
14851 SW 160th St., Miami FL 33187
Miami, Florida 33187
Purchase Price:
$825,000
Loan Funded:
$618,000
Time to Close:
18 Days
Funded
23789 Main St., Fairhope, AL 36532
Fairhope, AL 36532
Purchase Price:
$1,400,000
Loan Funded:
$910,000
Time to Close:
16 Days
Funded
13041 Tapawingo Pl, Saint Louis, MO 63127
Saint Louis, MO 63127
Purchase Price:
$1,425,000
Loan Funded:
$1,068,750
Time to Close:
12 Days
Funded
3777 Julia Loop, Eugene, OR 97404
Eugene, OR 97404
Purchase Price:
$560,000
Loan Funded:
$420,000
Time to Close:
10 Days
Funded
15820 Darlington Ct, Edmund, OK 73013
Edmund, OK 73013
Purchase Price:
$370,000
Loan Funded:
$277,500
Time to Close:
7 Days
Funded
635 Fountainhead Dr, Naples, FL 34103
Naples, FL 34103
Purchase Price:
$2,560,000
Loan Funded:
$2,048,000
Time to Close:
14 Days
Funded
141 Jeremy Point Pl, Mooresville, NC 28117
Mooresville, NC 28117
Purchase Price:
$2,000,000
Loan Funded:
$1,500,000
Time to Close:
8 Days
Funded
859 N West Knoll Dr, West Hollywood, CA 90069
West Hollywood, CA 90069
Purchase Price:
$1,800,000
Loan Funded:
$1,260,000
Time to Close:
14 Days
Funded
365 96th Street, Stone Harbor, NJ 08247
Stone Harbor, NJ 08247
Purchase Price:
$3,720,000
Loan Funded:
$1,863,000
Time to Close:
14 Days
Funded
3905 Scenic Drive, Muskegon, MI 49445
Muskegon, MI 49445
Purchase Price:
$930,000
Loan Funded:
$666,174
Time to Close:
10 Days
Funded
808 Gathering Ct, Brentwood, CA 94513
Brentwood, CA 94513
Purchase Price:
$775,000
Loan Funded:
$581,250
Time to Close:
12 Days
Funded
13621 Starwreath Dr, Pearland, TX 77584
Pearland, TX 77584
Purchase Price:
$580,000
Loan Funded:
$464,000
Time to Close:
13 days
Funded
2551 Sullivant Ave, #3, Columbus, OH 43204
Columbus, OH 43204
Purchase Price:
$201,277
Loan Funded:
$160,000
Time to Close:
14 days
Funded
2340 Peppertree Ln, Riverside, CA 92506
Riverside, CA 92506
Purchase Price:
$815,000
Loan Funded:
$611,250
Time to Close:
14 days
Funded
1256 Holly Cove Dr. Jupiter, FL 33458
Jupiter, FL 33458
Purchase Price:
$1,550,000
Loan Funded:
$1,087,500
Time to Close:
10 days