Long-Term Rental Loan

See an investment property that you are looking to get into quickly? Perfect! Our investment property loans allow our investors to purchase an investment property without proving income through bank statements or tax returns. Instead, we look at the value of the property or the rental income of the property. The property types include single-family residences, 2-4 units, condos, and townhomes.

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20
%

Down payment

6.375
%

Interest rate

30
years

Fully amortized

5,000
Optional

Income verification

Long Term 30-Year Fixed Private Money Loan

This loan program makes it easy for real estate investors to acquire the property quickly. Closing times take 14-21 days. The credit score requirement starts at 620 minimum and all property values must be at 100k and up. Rates start at 6.375% for fully amortized loans.

DSCR

As long you break even on the property, we can help you get as many loans as you like!  This allows us to focus solely on credit and liquidity.

Program highlights:

Up to 80% Loan-to-value on single-family residence, 2-4 units, condos, and townhomes.

Purchase, refinance, or cash out options available

Rate Starts at 6.375%

Minimum credit score of 620+ for 1-4 units and condos

Loan term 30 years fixed/fully amortized

Hybrid ARM options available, 5/1, 7/1, 10/1 Amortized over 30 years.

10 year interest only option!

20% down payment required

Blanket Loans available

NO income verification required

DSCR 1.0

NO DSCR option available!

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We enjoy working

Why people choose us

No Experience required

You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 620.

Fast 15-day closing times

Get underwriter approval in 48 hours and your deal funded in 14-21 days.

Interest rates for long-term rentals starting as low as 6.375%

Fixed Rates mean you’ll have more predictability when it comes to your profit.

90% LTV on Fix & Flips

We offer some of the highest loan to values in the industry. We’ll even fund 90% of your rehab costs!

Recently Funded Deals

Closings within 14-21 business days. Don't waste another day. Call a loan guy now!

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Funded
13041 Tapawingo Pl, Saint Louis, MO 63127
Saint Louis, MO 63127
Purchase Price:
$1,425,000
Loan Funded:
$1,068,750
Time to Close:
12 Days
Funded
3777 Julia Loop, Eugene, OR 97404
Eugene, OR 97404
Purchase Price:
$560,000
Loan Funded:
$420,000
Time to Close:
10 Days
Funded
15820 Darlington Ct, Edmund, OK 73013
Edmund, OK 73013
Purchase Price:
$370,000
Loan Funded:
$277,500
Time to Close:
7 Days
Funded
635 Fountainhead Dr, Naples, FL 34103
Naples, FL 34103
Purchase Price:
$2,560,000
Loan Funded:
$2,048,000
Time to Close:
14 Days
Funded
141 Jeremy Point Pl, Mooresville, NC 28117
Mooresville, NC 28117
Purchase Price:
$2,000,000
Loan Funded:
$1,500,000
Time to Close:
8 Days
Funded
859 N West Knoll Dr, West Hollywood, CA 90069
West Hollywood, CA 90069
Purchase Price:
$1,800,000
Loan Funded:
$1,260,000
Time to Close:
14 Days
Funded
365 96th Street, Stone Harbor, NJ 08247
Stone Harbor, NJ 08247
Purchase Price:
$3,720,000
Loan Funded:
$1,863,000
Time to Close:
14 Days
Funded
3905 Scenic Drive, Muskegon, MI 49445
Muskegon, MI 49445
Purchase Price:
$930,000
Loan Funded:
$666,174
Time to Close:
10 Days
Funded
808 Gathering Ct, Brentwood, CA 94513
Brentwood, CA 94513
Purchase Price:
$775,000
Loan Funded:
$581,250
Time to Close:
12 Days
Funded
13621 Starwreath Dr, Pearland, TX 77584
Pearland, TX 77584
Purchase Price:
$580,000
Loan Funded:
$464,000
Time to Close:
13 days
Funded
2551 Sullivant Ave, #3, Columbus, OH 43204
Columbus, OH 43204
Purchase Price:
$201,277
Loan Funded:
$160,000
Time to Close:
14 days
Funded
2340 Peppertree Ln, Riverside, CA 92506
Riverside, CA 92506
Purchase Price:
$815,000
Loan Funded:
$611,250
Time to Close:
14 days
Funded
1256 Holly Cove Dr. Jupiter, FL 33458
Jupiter, FL 33458
Purchase Price:
$1,550,000
Loan Funded:
$1,087,500
Time to Close:
10 days