Short-Term Rental Loan

Are you looking to purchase a property to rent out on Airbnb? We offer simple and easy financing for Airbnb properties. We provide vacation rental loans for real estate investors nationwide. We lend on single family residences, 2-4 units, condos, and townhomes.

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25
%

Down payment

7.99
%

Interest rate

30
years

Fully amortized

660
Min

Credit score

Why get a Short-Term Rental Loan?

When choosing Loan Guys, we can provide long-term financing for Airbnb and VRBO properties to generate cash flow. Airbnb properties have become increasingly more needed as travelers try to find more comfortable and reasonably priced accommodations.  Airbnb’s and VRBO’s are popular and continue to present profitable options for short-term rental real estate investors looking to diversify their portfolio. 

DSCR

As long you break even on the property, we can help you get as many loans as you like!  This allows us to focus solely on credit and liquidity.

Program highlights:

Up to 75% loan to value on single-family residence, 2-4 units, condos, and townhomes

Purchase, refinance, and cash out options available 

Minimum credit score of 660 

25% down payment 

Nationwide lending

Loan term 30 years fixed/fully amortized

Loan amounts from 75K-5MM

No income verification

Rate starts at 7.99%

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We enjoy working

Why people choose us

No Experience required

You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 660.

Fast 15-day closing times

Get underwriter approval in 48 hours and your deal funded in 14-21 days.

Interest rates for long-term rentals starting as low as 7.49%

Fixed Rates mean you’ll have more predictability when it comes to your profit.

80% LTV on Fix & Flips

We offer some of the highest loan to values in the industry. We’ll even fund 100% of your rehab costs!

Recently Funded Deals

Closings within 14-21 business days. Don't waste another day. Call a loan guy now!

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Funded
15 Kensington Ave., Trenton, NJ 08618
Trenton, NJ 08618
Purchase Price:
$290,000
Loan Funded:
$217,500
Time to Close:
21 Days
Funded
11500 Canyonlands Rd., Albuquerque, NM 87123
Albuquerque, NM 87123
Purchase Price:
$305,000
Loan Funded:
$228,000
Time to Close:
19 Days
Funded
14861 SW 160th St., Miami, FL 33187
Miami, FL 22187
Purchase Price:
$590,000
Loan Funded:
$442,500
Time to Close:
15 Days
Funded
14851 SW 160th St., Miami FL 33187
Miami, Florida 33187
Purchase Price:
$825,000
Loan Funded:
$618,000
Time to Close:
18 Days
Funded
23789 Main St., Fairhope, AL 36532
Fairhope, AL 36532
Purchase Price:
$1,400,000
Loan Funded:
$910,000
Time to Close:
16 Days
Funded
13041 Tapawingo Pl, Saint Louis, MO 63127
Saint Louis, MO 63127
Purchase Price:
$1,425,000
Loan Funded:
$1,068,750
Time to Close:
12 Days
Funded
3777 Julia Loop, Eugene, OR 97404
Eugene, OR 97404
Purchase Price:
$560,000
Loan Funded:
$420,000
Time to Close:
10 Days
Funded
15820 Darlington Ct, Edmund, OK 73013
Edmund, OK 73013
Purchase Price:
$370,000
Loan Funded:
$277,500
Time to Close:
7 Days
Funded
635 Fountainhead Dr, Naples, FL 34103
Naples, FL 34103
Purchase Price:
$2,560,000
Loan Funded:
$2,048,000
Time to Close:
14 Days
Funded
141 Jeremy Point Pl, Mooresville, NC 28117
Mooresville, NC 28117
Purchase Price:
$2,000,000
Loan Funded:
$1,500,000
Time to Close:
8 Days
Funded
859 N West Knoll Dr, West Hollywood, CA 90069
West Hollywood, CA 90069
Purchase Price:
$1,800,000
Loan Funded:
$1,260,000
Time to Close:
14 Days
Funded
365 96th Street, Stone Harbor, NJ 08247
Stone Harbor, NJ 08247
Purchase Price:
$3,720,000
Loan Funded:
$1,863,000
Time to Close:
14 Days
Funded
3905 Scenic Drive, Muskegon, MI 49445
Muskegon, MI 49445
Purchase Price:
$930,000
Loan Funded:
$666,174
Time to Close:
10 Days
Funded
808 Gathering Ct, Brentwood, CA 94513
Brentwood, CA 94513
Purchase Price:
$775,000
Loan Funded:
$581,250
Time to Close:
12 Days
Funded
13621 Starwreath Dr, Pearland, TX 77584
Pearland, TX 77584
Purchase Price:
$580,000
Loan Funded:
$464,000
Time to Close:
13 days
Funded
2551 Sullivant Ave, #3, Columbus, OH 43204
Columbus, OH 43204
Purchase Price:
$201,277
Loan Funded:
$160,000
Time to Close:
14 days
Funded
2340 Peppertree Ln, Riverside, CA 92506
Riverside, CA 92506
Purchase Price:
$815,000
Loan Funded:
$611,250
Time to Close:
14 days
Funded
1256 Holly Cove Dr. Jupiter, FL 33458
Jupiter, FL 33458
Purchase Price:
$1,550,000
Loan Funded:
$1,087,500
Time to Close:
10 days