The latest news and trends

Blog

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Asset-Based Lending for Real Estate: How to Qualify Without Income Docs

Get investment property loans without W‑2s: DSCR, bridge, bank‑statement and asset‑depletion options, plus credit, LTV, and reserve rules.

Investment Property Loan Requirements: What Lenders Actually Look For

Approval hinges on borrower strength, property cash flow, and loan fit — weak credit, thin reserves, or low DSCR will kill deals.

Short-Term Rental DSCR Loans: How to Finance Your Airbnb Investment

Use Airbnb income to qualify for DSCR loans: how lenders calculate DSCR, typical haircuts, down payment, reserves, and STR rules.

DSCR Loan Down Payment Requirements: How Much Do You Really Need?

See the real cash-to-close for DSCR loans—down payment, closing costs, and reserves often total 27%–33% of purchase price.

Stated Income Loans for Real Estate Investors: Are They Still Available?

Old stated-income mortgages are gone; investors now use DSCR, bank-statement, or asset-based loans, with higher rates and reserve rules.

How to Build a Rental Property Portfolio Using DSCR Loans

Use DSCR loans to qualify rentals on property income, target 1.20–1.25 DSCR, maintain reserves, and scale with cash-out refinances.

Contact Info

21800 Burbank Blvd. Ste #100
Woodland Hills CA, 91367

1 (833) 615-6267

support@loanguys.com

Follow Us

Quick Links

NMLS Consumer Access

Follow Us

All rights reserved. © 2020 Loanguys.com, Equal Housing Lender, NMLS ID#: 2146944 California Finance Lender License#: 60DBO-155828
Figure: 7 TAC §80.200(b)"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."