Loan Guys offers a loan program tailored for fix & flip investors. This program includes a short-term loan designed to cover the acquisition and renovation costs of the property. This is a 12-month interest only loan and we lend up to 80% of the purchase price.
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A fix & flip mortgage loan is a type of short-term financing used by real estate investors to purchase a property, renovate it, and then sell it quickly for a profit. This type of loan is specifically designed for investors who engage in the practice of buying distressed or undervalued properties, improving them, and selling them at a higher price.
Up to 80% LTV on purchases and rate/term refinances
Up to 75% LTV on cash-out refinances
Minimum credit score of 680
20% down payment
Up to 100% of rehab costs
Minimum property values of $100,000
No prepayment penalty
$75,000 minimum loan amount
No income verification, no w-2s, no tax returns required
You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 660.
Get underwriter approval in 48 hours and your deal funded in 14-21 days.
Fixed Rates mean you’ll have more predictability when it comes to your profit.
We offer some of the highest loan to values in the industry. We’ll even fund 100% of your rehab costs!
Closings within 14-21 business days. Don't waste another day. Call a loan guy now!
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