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DSCR Calculator

Calculate DSCR, NOI, vacancy loss, and debt service fast to see if a rental property’s income can support its loan payments.

Mortgage Calculator

Estimate your monthly mortgage payment, loan costs, PMI, taxes, insurance, and payoff date with a clear, easy-to-use calculator.

Fix and Flip Financing: Best Loan Options for Real Estate Investors in 2025

Compare fix-and-flip, bridge, hard-money, DSCR, private money and credit lines—rates, close times, rehab draws and best exit strategies.

Bank Statement Loans for Real Estate Investors: How They Work

Lenders use 12–24 months of bank deposits to qualify self-employed real estate investors when tax returns understate earnings.

Non-QM Loans Explained: The Investor's Complete Guide

Guide to Non-QM loans for investors — DSCR, bank‑statement, asset‑depletion and credit‑event programs, with pricing and qualification rules.

How Insurance Claims Work for Rental Properties

Navigate the insurance claims process for rental properties with key steps and tips to protect your investment effectively.

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All rights reserved. © 2020 Loanguys.com, Equal Housing Lender, NMLS ID#: 2146944 California Finance Lender License#: 60DBO-155828
Figure: 7 TAC §80.200(b)"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."