The latest news and trends

Blog

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Non-QM Loan After Foreclosure: 2026 Options That Work

Non-QM loan after foreclosure in 2026: DSCR and bank statement programs skip the 7-year agency wait. See qualifying rules, reserves, and lender overlays.
Read more

DSCR Cash-Out Refinance 2026: Fund Your Next Rental

DSCR cash-out refinance in 2026 lets portfolio investors pull equity from rental property without income docs. See LTV caps, DSCR minimums, and next steps.
Read more

Asset Utilization Loan for HNW Borrowers: 2026 Guide

Asset utilization loans convert stock, bond, and retirement accounts into qualifying income for high-net-worth borrowers in 2026, no tax returns required.
Read more

Interest Rate Buydown DSCR Loan Programs: 2026 Verdict

Interest rate buydown DSCR loan programs compared for 2026: 2-1 vs permanent points, break-even math, and how to structure one with LoanGuys.com.
Read more

Second Mortgage Investment Property: 2026 Loan Guide

Second mortgage investment property loans cap at 70-75% CLTV in 2026. Compare HELOCs, home equity loans, and DSCR cash-out options before you apply.
Read more

Non-QM Loan for Multiple LLCs: 2026 Investor Guide

Non-QM loans for multiple LLCs qualify on DSCR, not personal income. See the 2026 verdict, steps, and lender comparison for complex LLC portfolios.
Read more
Contact Info
21800 Burbank Blvd. Ste #100
Woodland Hills CA, 91367
1 (833) 615-6267
support@loanguys.com
Quick Links
Home
About Us
Services
NMLS Consumer Access
Privacy Policy
All rights reserved. © 2020 Loanguys.com, Equal Housing Lender, NMLS ID#: 2146944 California Finance Lender License#: 60DBO-155828
Figure: 7 TAC §80.200(b)"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."