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The moment you decide to invest in a rental property is the moment when you need to get a rental property loan. And here’s how. Hey, you! No…not you… the other person reading this. Yes…YOU! We heard you want to invest in a rental property. Smart move. Owning rental properties area great way to generate a passive income stream that can help you from now until retirement, not to mention that it diversifies your investment portfolio and creates an asset

So, you know what a DSCR loan is. But do you know what a No-DSCR loan is?

“Wait,” you might be thinking. “No-DSCR loans are a thing? Really? Aren’t they just the exact opposite of a DSCR loan?”

Not all investment property loans are created equal. Much like superheroes, some have awesome powers (aka, Wonder Woman), while others are kind of meh. (Looking at you, Aquaman.)

Say you’re looking into getting an investment property loan, a rental property loan, or even a fix and flip loan, and you run into the term, “DSCR loan.” Here might be the flood of thoughts that immediately rush through your brain: “Huh?” “What even is a DSCR loan?”

Learning the differences between real estate programs can turn you from a real estate newbie to a real estate pro.

Rental property real estate loans are definitely not “one size fit all.” There are MANY different financing options for rental properties that, depending on your finances, you’ll need to consider before getting into the property purchasing game.

When it comes lending requirements for getting a rental property loan, you gotta walk before you can run.

The first thing you might think of when it comes to purchasing a rental property (you know; besides what kind of property you want to buy, naturally), is the inevitable rental property loan and the lending requirements for actually getting one. And that might seem a little daunting. But, really, it’s not.