The latest news and trends

Blog

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Investment Property Loans for Law Firm Partners (2026)

DSCR and bank statement loans let law firm partners qualify without K-1 headaches. See 2026 ratios, LTV caps, and which loan type fits your income.

How to Qualify for a Hard Money Loan on a Commercial Flip 2026

Qualify for a hard money loan on a commercial flip in 2026: 80-90% loan-to-cost, 600+ credit score, reserves, and exit plan requirements explained.

Non-QM Loan Structure for Two-Business Owners (2026)

Learn how to structure a non-QM loan when you own two businesses in 2026 — bank statement, DSCR, and P&L only options compared with a clear verdict for each.

Buy an Investment Property with a Cash-Out Refinance (2026)

Learn how to buy an investment property using a cash-out refinance in 2026: LTV caps, DSCR vs conventional, and the steps LoanGuys uses to size the deal.

How to Use Asset Utilization Income to Qualify (2026)

Asset utilization income divides your assets by 60-360 months to create qualifying income for a mortgage. See the math, divisors, and rules for 2026.

How to Qualify for a P&L Only Loan in 2026

A P&L only loan requires a 660+ credit score, a CPA-prepared P&L, and reserves — no tax returns. See the full 2026 qualification checklist and requirements.