Non-QM Loan Structure for Two-Business Owners (2026)
Learn how to structure a non-QM loan when you own two businesses in 2026 — bank statement, DSCR, and P&L only options compared with a clear verdict for each.
Buy an Investment Property with a Cash-Out Refinance (2026)
Learn how to buy an investment property using a cash-out refinance in 2026: LTV caps, DSCR vs conventional, and the steps LoanGuys uses to size the deal.
A P&L only loan requires a 660+ credit score, a CPA-prepared P&L, and reserves — no tax returns. See the full 2026 qualification checklist and requirements.