The latest news and trends

Blog

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Bank Statement Loans vs DSCR Loans

Choose bank-statement loans when your deposits qualify; choose DSCR loans when the property's rent carries the payment.

Investor Cash Flow Mortgage: How to Qualify Based on Rental Income Alone

Investor DSCR loans qualify on rental income — DSCR math, rent verification, credit, LTV, reserves, and timelines.

Blanket Mortgage for Multiple Properties: Is It the Right Move for Portfolio Investors?

Blanket mortgages simplify financing for 5+ rentals but cross-collateralize risk—best for long-term, stable portfolios, not quick sales.

LLC Mortgage for Investment Property: How to Finance Rentals Under Your Business

Compare DSCR, Non‑QM, commercial and portfolio loans to finance rentals in an LLC; learn paperwork, guarantees, rates, and best fits.

Debt Service Coverage Ratio by Property Type: What DSCR Benchmarks Mean for Investors

DSCR benchmarks and lender rules for SFRs, 2-4 units, 5+ multifamily, STRs, and mixed-use, and how DSCR affects rates and LTV.

DSCR Loan for Short-Term Rentals: Qualifying With Airbnb and VRBO Income

A short-term rental can qualify on property cash flow alone—if income is documented, legal, and stress-tested for DSCR.

Contact Info

21800 Burbank Blvd. Ste #100
Woodland Hills CA, 91367

1 (833) 615-6267

support@loanguys.com

Follow Us

Quick Links

NMLS Consumer Access

Follow Us

All rights reserved. © 2020 Loanguys.com, Equal Housing Lender, NMLS ID#: 2146944 California Finance Lender License#: 60DBO-155828
Figure: 7 TAC §80.200(b)"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."